A mortgage where you understand every percent
— without the bank-speak.
Wujek Artek prepares mortgage simulations tailored to your situation — including foreign nationals, the self-employed, and mixed-income borrowers.
… people rated us 5.0 out of 5 on Google.
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Three steps. No paperwork.
Questions tailored to your mortgage — no pitches for products you don't want.
An expert checks your capacity, margin and extra costs. No impact on BIK.
Matched options — fixed and floating rate — with installment, total cost, and expert commentary.
What are you looking for?
Choose a path — the form will adapt its questions to your situation.
Primary or secondary market — including construction.
- Fill in the form in 5 minutes
- An offer tailored to you
We'll check whether your current installment can be lowered. The simulation is free.
- Offer comparison
- Savings calculated in PLN
- No impact on your BIK score
Umowa o dzieło, sole proprietorship, foreign nationals — for us, all in a day's work.
We specialise in situations a standard bank advisor turns away. We know which banks accept temporary residence cards, B2B income with a single contractor, businesses under one year on the Polish market, or mixed income.